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<body style="margin: 0px; padding:0px; min-width: 100%; -webkit-text-size-adjust:none;" yahoo="fix"><div style='text-align:center;'><div align="center"><font color="#000000" style="font-size:11px;font-family:Verdana,Arial,Helvetica,sans-serif;"><br>To correctly view this message, go to the <a href="http://news.dealfactor-australia.com/YSUzRDU5OCUyNmMlM0QzMCUyNmUlM0Q0NzM2MjklMjZsJTNEMjcwJTI2cyUzRDIzMjA4NjQlMjZ0JTNEYyUyNmxzJTNEMSUyNnVuc3Vic2NyaWJlX2xpbmslM0QlMjZtaXJyb3JfbGluayUzRCUyNmVtYWlsJTNEWTJoc2RXZEFiR2x6ZEhNdWJHbHVkWGd1YjNKbkxtRjE=">online version</a><br><br></font></div></div><!--*** Start of: Header ***-->
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<td align="center" style="padding: 30px 0 30px 0; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; color:#4da859; font-size:22px; line-height:32px; font-weight:bold;">Hi,</td>
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<td align="center" style="padding: 0 0 25px 0; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; color:#050505; font-size:16px; line-height:22px;">There are lots of simple things we do to protect the lives we've built. Like wearing a bike helmet, getting a guard dog and taking out income protection.</td>
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<td align="center" style="padding: 0 0 0px 0; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; color:#050505; font-size:16px; line-height:22px;">Insuranceline has made it easier than ever to protect your way of life. If you're aged 18 to 60, you can apply online or over the phone in minutes, simply by answering a few questions.</td>
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<td align="left" style="padding: 0 0 10px 12px; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; color:#ffffff; font-size:15px; line-height:22px;"><span style="color:#ffffff; font-weight:bold;">Decide how much of your income to cover</span></td>
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<td align="left" valign="top"><img alt="tick" height="18" src="http://news.dealfactor-australia.com/img/30/images/7133129625728.png" style="display: block; border: 0; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; color:#ffffff; font-size:15px;" width="18"></td>
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<td align="left" style="padding: 0 0 10px 12px; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; color:#ffffff; font-size:15px; line-height:22px;"><span style="color:#ffffff; font-weight:bold;">Decide how soon you'd like your payouts to start</span>
<p style="color:#ffffff; font-size:11px;line-height:15px;">Applications subject to acceptance. Waiting periods, limitations and exclusions apply.</p>
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<!--*** Start of: Terms ***-->
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<td align="left" style="border-top: solid 1px #deddda; padding: 30px 0; font-family:'Helvetica Neue', Helvetica, Arial, sans-serif; color:#898989; font-size:10px; line-height:15px;text-align: justify;">This information is general advice only and does not take into account your individual needs, objectives or financial situation. Applications subject to acceptance. Benefit periods, waiting periods, terms and conditions and limitations apply. Before you decide to buy or to continue to hold an insurance product, you must read the Combined Product Disclosure Statement (PDS) and the Financial Services Guide (FSG). The PDS/FSG contains important information which will help you understand the product, including what's covered and what's not covered and to help you decide whether it is appropriate for you. Income Protection Plus issued by TAL Life Limited ABN 70 050 109 450 ASFL 237848. Involuntary Unemployment Cover issued by St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 65
6 AFSL 239649. Policies and claims administered by TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (trading as Insuranceline) under agreement with the insurers.</td>
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